Accounts


Share (Savings) Account

This is the very cornerstone of your credit union membership. This account requires a minimum balance of $25.00 at all times. You may save more, and dividends will be paid quarterly on balances over $100.


Share Draft (Checking) Account

A share draft (checking) account from Federal Employees Credit Union allows you to use your money without unnecessary fees and charges. Compare our share draft account with other checking accounts:

  • Direct Deposit and Payroll Deduction

  • Debit Card

  • Online Banking/Bill Pay

  • Mobile Banking with Remote Deposit Capture

  • No monthly service fee

  • No minimum balance

  • Unlimited check writing and no per-check charges

  • Overdraft protection on request and approval

  • Simple to balance monthly statements


Certificate of Deposit

A minimum deposit of only $500.00 gets you high dividend rates. Choose from 6-month up to 36-month terms for balances under $100,000.00. Our jumbo CDs for balances over $100,000.00 are offered in terms of 6-months up to 48-months. Interest is paid annually and/or at maturity depending on the length of the term. 


Christmas Club

Give yourself an affordable holiday gift – a Federal Employees Credit Union Christmas Club Account. Make regular deposits all through the year (use payroll deduction for maximum convenience). We pay a dividend on your funds each quarter and disburse the funds to you on November by transfer to your checking or savings account. It’s the best way to do your Christmas shopping.